For context; I live in a NOT progressive country/region where being LGBT is illegal, and I often post in LGBT spaces. I want to do digital transactions but am afraid of the above will quickly get me in jail.
For context; I live in a NOT progressive country/region where being LGBT is illegal, and I often post in LGBT spaces. I want to do digital transactions but am afraid of the above will quickly get me in jail.
That is broadly the case with any bank account, credit, or debit card. The ‘digital’ part of a digital bank account just means there isn’t a physical bank location to visit.
If you are worried about your government tracking the details of your financials, cash is the only option which cannot be surveilled easily.
There’s also cryptocurrency. Not as invisible as many would have you believe, especially when KYC checks are involved, but there are definitely ways to stay hidden with it, by choosing certain exchanges, transfer methods, and currencies.
Not as straightforward of an answer as OP is probably hoping for though, and it also depends heavily on the recipient of the money.
Does anyone actually use crypto to make actual purchases though?
There’s some countries that accept it as payment fairly widely, and a couple that have even properly adopted it iirc.
In general though, no, but it’s certainly usable globally and would get around OP’s problem if the recipient accepts it. And if OP can be bothered with the hassle of learning about it.
It’s almost mythical by this point.