Wtf are you on about? I’m not from a rich family and I’ve never been anywhere near rich myself either. Almost certainly never will be.
You’re the one who claims that anyone can achieve a good credit score, which is a delusion shared by people who have never been poor and poor people who mistakenly think that they’re temporarily embarrassed multimillionaires.
Literally anyone can do that on a long enough timeline. I didn’t pay my student loans at all for 5 solid years and brought my credit score up from roughly my age to 700+ in like 4 years just by making payments. I did this while making 36k/year, with a baby, as a single parent
Idk why you’re so dead set on pretending having credit is impossible. The problem with these assumptions from you people is that some of us are the people you’re talking about so patronizingly.
Again pretending that your experience is universal and that inescapable expenses exceeding income isn’t a thing that happens to tens of millions.
Since we’ve come to the stage where you just repeat bullshit that I’ve already refuted, I’m gonna stop wasting my time on you. Have the day you deserve.
Lol I love when kids from rich families LARP like they know what being poor looks like.
Wtf are you on about? I’m not from a rich family and I’ve never been anywhere near rich myself either. Almost certainly never will be.
You’re the one who claims that anyone can achieve a good credit score, which is a delusion shared by people who have never been poor and poor people who mistakenly think that they’re temporarily embarrassed multimillionaires.
Having a good credit score just requires you to
A) have any credit
B) make monthly payments
C) don’t get evicted
Literally anyone can do that on a long enough timeline. I didn’t pay my student loans at all for 5 solid years and brought my credit score up from roughly my age to 700+ in like 4 years just by making payments. I did this while making 36k/year, with a baby, as a single parent
Idk why you’re so dead set on pretending having credit is impossible. The problem with these assumptions from you people is that some of us are the people you’re talking about so patronizingly.
Again pretending that your experience is universal and that inescapable expenses exceeding income isn’t a thing that happens to tens of millions.
Since we’ve come to the stage where you just repeat bullshit that I’ve already refuted, I’m gonna stop wasting my time on you. Have the day you deserve.
Lmao thanks