• TunaCowboy
    link
    English
    151 year ago

    If I pay in £500 a month. Likely, 20-80 of that goes to interest. I’m gaining £480 in equity each month.

    What kind of amortization schedule is this based on? This seems completely divorced from reality.

    • Saintpaul
      link
      English
      61 year ago

      It is. I bought my house two years ago with a low interest rate and it’s still another four years before I’m paying more money towards my principal than interest.