“It feels like I’ve been working harder and harder and sliding backwards down the scale,” she says.

Making $50k in a small town and still “scraping by” is scary. Maybe I’m just old, but I’d hoped that kind of income would be enough for some kind of comfort.

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    61 year ago

    This is the best summary I could come up with:


    She relies on a personal line of credit for unexpected expenses, whether it’s a broken appliance, car repairs or veterinary care for her cats.

    In 2013, her parents bought her a 1,200-square-foot semi-detached two-bedroom house in a small Ontario city, a university town.

    They have also previously paid off her credit card debt, bought her a used Honda CRV, covered a kitchen renovation and helped with other expenses.

    At her job, Caitlyn handles everything from drawing blood, performing X-rays and giving injections to answering phones, doing paperwork and cleaning the office space.

    “I think the old-school principle is if you go to school and you get good grades and then you go to post-secondary education … the thought process was then you live comfortably,” she said.

    She rarely eats out, makes her coffee at home and has cut back on ordering in and drinking alcohol.


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