If they sell a product that saves people money then they are not benevolent they’re profiting off the loss of profits of their partner.
It’s not that they’re great people it’s that they designed the product so people would use it and associate themselves with their ecosystem while the banks designed the product to make interaction cumbersome. They both had profit in mind but they have different methods because they don’t serve the same function.
If they sell a product that saves people money then they are not benevolent they’re profiting off the loss of profits of their partner.
It’s not that they’re great people it’s that they designed the product so people would use it and associate themselves with their ecosystem while the banks designed the product to make interaction cumbersome. They both had profit in mind but they have different methods because they don’t serve the same function.