• @[email protected]
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    fedilink
    61 year ago

    Nah, they just don’t make sense for people with the way amortization works. It’s not like doubling the length of the mortgage halves the payment. At 7% interest, for example as it’s sort of close to the current average, changing a 30 year mortgage to a 100 year mortgage is about a 12.24% reduction in the monthly payment.