Yea. And most of the data is already cloud backed up anyway. Which means you can restore it. Also means it’s not really your data either and someone else has access to do what they want with it.

If you’re worried about losing access cuz you lost your 2 factor FIDO2 key or One Time Password or whatever you can print off “backup codes” and put them in your lock box.

But if you don’t backpack your data locally then whomever you delegated backups to can cut you off at any time for any reason.

Google shut off access to this parents account after he took a photo of his child’s genitals for teledoc and sent it to his wife over Google chat: https://www.nytimes.com/2022/08/21/technology/google-surveillance-toddler-photo.html