529s are great. And now you can roll excess funds into a Roth if your child doesn’t use all the money for school, which makes them even more flexible.
New 529 changes.
Yeah, but that’s not particularly useful for me since I’ll be retired by then, and thus won’t likely have any earned income. So paying income tax on the gains isn’t particularly attractive when I’ll be in the 0% capital gains bracket when I go to sell.
It’s a pretty cool benefit, but not as interesting to early retirees.
529s are great. And now you can roll excess funds into a Roth if your child doesn’t use all the money for school, which makes them even more flexible. New 529 changes.
Yeah, but that’s not particularly useful for me since I’ll be retired by then, and thus won’t likely have any earned income. So paying income tax on the gains isn’t particularly attractive when I’ll be in the 0% capital gains bracket when I go to sell.
It’s a pretty cool benefit, but not as interesting to early retirees.