isn’t it like a debit card with extra steps? at a store I mean

  • AFK BRB Chocolate
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    71 year ago

    Not much point these days. Debit cards didn’t used to be a thing, so the alternative was to carry around a bunch of cash or use credit, which lots of people didn’t want to do for a variety of reasons. Now the main issue for some people is that they don’t trust using a card without getting their info stolen. Using a chip card is probably more secure than a check, but you can’t convince everyone of that.