• @[email protected]
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    410 months ago

    Investing tip #1: don’t take advise from strangers on the Internet

    Investing tip #2: get a zero commission trading app, like Fidelity or TD Ameritrade, and just squirrel away a bit of each paycheck/monthly/whatever into a low expense ratio, broad market ETF, like VOO (https://etfdb.com/etf/VOO/#etf-ticker-profile)

    Start slow, but contribute regularly. Keep enough cash in the bank for emergencies, and don’t bother even thinking about trying to “time the market” - just set it and forget it.

    • @marx2k
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      110 months ago

      Yeah I think my issue had always been no knowledge of how to pick even the right etf. For example, how did you even land on that one?

      • @[email protected]
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        110 months ago

        Criteria for that one: low expense ratio, so you aren’t losing (much) money to the fund manager, large market cap, so you are less succeptible to shock, and the ETF probably isn’t going anywhere, and as a S&P 500 ETF, it holds stocks from all 500 businesses in the S&P 500 (weighted by the respective market cap of said businesses), so it’s not tied to any single sector, making it more resilient for long-term investment.