• @[email protected]
    link
    fedilink
    2310 months ago

    not seeing your money is a factor.

    if people can always see how fat or malnourished their wallet at the time of purchase, I am sure they’ll double think.

    but no, we solved that overthinking by means of credit cards.

    or better yet, touchless payments. Just wave your magic cellphone and stuff is yours!

    • @Usernameblankface
      link
      12
      edit-2
      10 months ago

      I’ve seen an apparently relatable video about spending cash on something, therefore your bank account doesn’t change so it feels free.

      It seems that looking at your bank account balance often and valuing that number has a similar effect to carrying most of your paycheck in cash.

      Credit cards are still the enemy because they delay the change in your bank account so that things feel like they cost less.

    • andrew_bidlaw
      link
      fedilink
      1210 months ago

      malnourished wallet

      I agree with you and I had laughter over that wording. If it was a band name, I’m curious what would they play?

    • RentlarOP
      link
      fedilink
      710 months ago

      This is another good one! Those budgeting TV shows I remember I used to watch had the guest put away all credit cards and used cash in jars for each expense item.

      Remembering my credit card number, CVV and expiry date by heart will be my downfall…

    • HiramFromTheChi
      link
      English
      310 months ago

      Yeah you right about that. That’s why one of the simplest and most suggested budgeting techniques is to carry a cash envelope. Seeing/feeling your money makes it harder to psychologically part with it.