• @[email protected]
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    10 months ago

    I think the point here though isn’t as much ‘how do we play the game?’ as it is why there hell are we all forced into playing a metagame that is so inherently harmful and specifically designed to encourage risky behavior (I.e. the idea of debt being favorable)?

    • AFK BRB Chocolate
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      510 months ago

      It’s a measure lenders use to figure out how likely they are to make money from loaning to you. It’s a very successful metric for them. It’s not really for your best interest, but if you’re aware of what goes into it there are simple, harmless things you can do to raise your score and help you get better rates.

    • @[email protected]
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      410 months ago

      why there hell are we all forced into playing a metagame

      Because the alternative is “how white are you”