• @ericbomb
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      4510 months ago

      I mean where you are allowed to live is impacted by credit score a lot.

      As long as you’re in the middle you’re okayish. But how you live is impacted by it in the US.

    • @[email protected]
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      1610 months ago

      Well yes, but also no. Buying a house or getting a mobile phone (a car too, but less so) are pretty essential parts of functioning in society.

      • BlanketsWithSmallpox
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        1910 months ago

        Who the fuck needs credit to get a mobile phone? lmfao

        That Android better be gold plated, able to use every network possible in the world with satellite without roaming, and shit out by Taylor Swift herself.

        • @Brekky
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          810 months ago

          As a brit who moved to America with a company sponsored visa and half decent full time job I could only get a 250 dollar credit card and a pay as you go phone.

        • @WhiskyTangoFoxtrot
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          210 months ago

          I’d settle for an android that’s fully functional and programmed in multiple techniques.

      • @[email protected]
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        910 months ago

        It’s even being involved in job interviews and renting a house. I’m sure a bunch of others as well.

        • @[email protected]
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          510 months ago

          Sorry, we can’t just hire someone who’s in debt. Maybe come back in a few weeks when you’re in better shape financially.

      • voxel
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        10 months ago

        why do you need to take out a loan for a phone?
        just go and buy one outright if you need it?

      • @[email protected]
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        310 months ago

        My wife and I both have shit credit score, we still got a mortgage at a preferable rate based on our income and job stability alone.

        Sorry to say, credit score is a meme

    • @[email protected]
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      210 months ago

      Yeah you only care about credit score when you’re young. I dont base shit off my credit score