• @erasebegin
    link
    English
    107 months ago

    I missed a credit card repayment by 1 day and my score dropped almost 300 points (UK. 800 (very good) -> ~500 (below average))

    • @[email protected]
      link
      fedilink
      English
      37 months ago

      That’s very unlikely, there’s more to that than you’re letting on. Was the card maxed? What was your total utilization?