A better metric is whether they’re making payments, as in OP’s link. If I’m paying for it either way, why not use my credit card and get bonuses like cash back rewards?
There’s a CC that does that. It’s called bilt. I have one and it’s pretty nice but I’m not affiliated. It’s unfortunately set up through one of the shitty banks but I haven’t had any problems with it and I get a nice extra rewards points on rent and Lyft that I wasn’t getting before.
A better metric is whether they’re making payments, as in OP’s link. If I’m paying for it either way, why not use my credit card and get bonuses like cash back rewards?
I put my rent on the card if they’d let me for that cash back.
Hmm. I can actually write checks against my credit card. I wonder if I’d get rewards for that or if it counts as a cash advance.
Edit: yeah it counts as a cash advance, lame.
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There’s a CC that does that. It’s called bilt. I have one and it’s pretty nice but I’m not affiliated. It’s unfortunately set up through one of the shitty banks but I haven’t had any problems with it and I get a nice extra rewards points on rent and Lyft that I wasn’t getting before.