• @[email protected]
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    fedilink
    29 months ago

    I don’t think financial literacy is the problem. I think the majority of the debt is incurred because people need to spend money on necessities. No amount of sound financial planning can make that go away

    • @malloc
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      English
      29 months ago

      This is also true! Increased cost of living combined with stagnating wages. This is partly the reason why “payday loans” exist.