If you have 5.000 DKK in your bank account and buy something worth 6.000 DKK, does your bank allow the charge to go through?

No, you wouldn’t be able to pay.

In the US when a company puts a hold charge on your debit card, depending on what it’s for, it’s usually for more than the amount than is being paid, I believe, then they refund/unhold the rest when the charge goes through. I may not be accurate in this because I only have it happen at gas stations. You have to have minimum $170 in your account to pay at the pump. Otherwise you have to go inside and pay without a hold.

I’ve never heard of reserving or holding more than the price. I honestly don’t know how much is reserved when you put your card in the gas station - I would assume it would stop pumping once you go over your amount on your card? But I’ve never been in this situation. Gas stations in Denmark are rarely manned though so there is no “inside” to go to in case you don’t have enough.

By the way you have a very beautiful country.

I think so too! There are some Danish communities on Feddit.dk (most prominently [email protected]) if you would like to ask more questions.