Hello,

I have a question about the healthcare insurance in US.

I have heard that it is tied to your employment and the company provides for it.

So here are a couple of questions:

  1. Is there no way for an individual to get their own personal insurance and not be dependent on the company?

  2. What about freelancers, business owners and retirees? Do they forfeit their insurances?

  • @FrankeltonEnglish
    1•1 year ago

    Yes, when tax time comes around, and our government makes us file our own taxes (that’s a whole other can of worms) there’s a fine if we don’t get health insurance.

    The fine is less than if you are to pay out of pocket for insurance though, so a lot of people decide to eat the fine.