I totally agree. The subtitles are so obtrusive that I’m unwillingly forced to look at them and it distracts from the video. They also completely ruin comedic timing. My wife, however, needs the subtitles on, so I live in a subtitle household now.
I’ve never had a problem generally understanding the dialog even with the terrible sound mixing, but the subtitles have ruined a bunch of jokes and completely block things I need to see on the screen very frequently.