Very weird that I am so old and have literally never heard this mentioned in a TV show or book or movie or anything.
In four out of five states, if you go to prison, you are literally paying for the time you spend there.
As you can guess, this results in crippling debt as soon as you’re released.
The county gets back a fraction of what they hold over your head the rest of your life until you commit suicide(or die naturally and peacefully with the sword of damocles hanging over your head).
$20-$80 a day according to Rutgers.
Counties apparently sue people and employ wage garnishment to get back the money that majority of people obviously cannot pay back.
https://www.rutgers.edu/news/states-unfairly-burdening-incarcerated-people-pay-stay-fees
Absolutely, I mean I’m already a felon, what’s one more barrier to credit and gainful employment?
@aodhsishaj @metaStatic bankruptcy is by far not the worse thing you can do. Often trying to unbury yourself will take longer to get back to solvency.
We had to medical B out. Get cancer these days, particularly with a $6K+ deductible for a PPO and you’re toast. We managed to switch to a HMO before surgery and we were still toast. And I had a Good Job.
File, get a pre-paid card then some high-interest you barely use, then some “normal” credit and it builds faster than you know
@aodhsishaj @metaStatic
If you think bankruptcy is bad, look at all the rich people and corps that do it as often as possible
Edit: I mean Herr Trumptard has filed no less than six times to avoid paying people
Rich people never pay what they owe, especially if they owe it to the gov’t. Unlike poor people, the police doesn’t knock on their door to get the money.
This golden oldie, “all hail the job creators, creators of all jobs.”
Did Donald file for personal bankruptcy or did a Donald business file for bankruptcy? It might be like stealing: legal and cool if you are a corporation and the victims are poors.
Corporations have more rights than the people, and rich people hide behind their companies. So, without looking it up, I’m guessing trump business.
Bankruptcy without a lawyer, a permanent address and transportation to the courts is a serious hurdle. People rotating out of prison are already at a disadvantage. My point is they shouldn’t be in debt when they leave prison in the first place. The whole point is that they paid their debt to society.
This isn’t, oh shit I’m in over my head in a cornerstore, restaurant, family warehouse, what have you. It’s very tone-deaf to not address the elephant in the room of these people entering society at a grave disadvantage.
The services below should not be necessary for every person incarcerated by the state. The system is broken.
https://legalbeagle.com/5666136-file-bankruptcy-prison.html
https://library.nclc.org/article/bankruptcys-role-alleviating-criminal-justice-debt-0
Debtor’s Prison is illegal… happens anyway
Bankruptcy isn’t a bad option if you don’t have any credit or have bad credit already. You can turn things around in a couple of months. Also I am unaware of employers performing a credit check as a basis for employment.
Depends on the company. Background checks can include credit checks. Any job with money or security clearance will check credit and large employers sometimes do as well.
Common in IT roles as well.
Blows my mind, credit has nothing to do with IT skills?!
IT has a level of access to systems that makes management nervous. The fear is that an IT person in financial trouble could use that to embezzle, or be pressured to sell access to a malicious third party.
@Trollception @aodhsishaj they do if there’s a gov’t clearance or you’re touching corp money involved. But in most cases they’ll let you explain what happened.
You’ve chosen your username well.
https://www.nerdwallet.com/article/finance/credit-score-employer-checking
Felonies also don’t help with getting a job. https://www.prisonpolicy.org/blog/2022/02/08/employment/
Bankruptcy, without a lawyer is not just a couple months. https://www.forbes.com/advisor/credit-score/bankruptcy-on-credit-report/
Also another place where credit can affect your chances is housing https://www.businessinsider.com/personal-finance/credit-score-needed-to-rent-apartment?op=1
And when it’s that bad you can just move into a relatives house right? https://www.repository.law.indiana.edu/cgi/viewcontent.cgi?article=11290&context=ilj
Wait, are you unironically advocating for people not to declare bankruptcy after leaving prison with crippling debt?
I’m saying it shouldn’t be necessary in the first place. You’re supposed to have paid your debt to society by being in there. Federal amd state tax money pay for you to be there, charging room and board is predatory.
Just declare bankruptcy bro! Is a very tone deaf response to what is essentially bonded labor.
Well no shit. Nobody’s defending this. Dude’s proposing something to help while legislation is in this shit state.
You need to get out of your own head if you think that was a response. No one’s out to get you.
I interned at a bank and they do a credit check as a standard step for hiring someone. I also overheard HR at that bank talking about how they should stop running credit checks before hiring people because they can’t use the info from that for anything and it just costs money to run the credit check