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I’ve been messing around with bank bonuses again, and so far, I’ve gotten a few hundred, and am expecting a few hundred more. I like seeing the cash come in, but I’m not looking forward to filing all of the tax paperwork in the spring, but I should be able to make $2k or so, which should help me feel a bit better about things.
I have also almost completed my e-fund T-bill ladder, just in time for rates to start falling again. It’s on auto-roll, so I’ll probably just leave it. I’m keeping 3 months in this ladder, and the rest is being used for these bank account bonuses.
Anyone else mess with bank account churning? What about T-bills?
I’ve snagged a few deals on CDs but haven’t done bonus churning. I feel like having to move my money in and out of various institutions and holding it for the required period is too onerous. I’d rather just shovel any extra funds into investments and forget it.
I convince myself it’s worth it because I’m technically making >$100/hr (sometimes like $200/hr+), but then again I’m coming back after a few years of not caring.