The government benefits here consider 200€ on groceries a month (<7€ a day) to be the absolute minimum they can give to ensure living in dignity. Now, I personally can take some cuts here and there (especially since they consider daily portions of meat essential) to save a few bucks, but even if you somehow get all your food out of dumpsters, you cannot save more than those 7€ from this.
That’s not nothing, a lot of people would (and do) consider cutting back on food to save for other stuff. But it would take 50 years to save for a house, if real estate didn’t outpace inflation. Cutting back on food can help if you live well above your means, but if you are barely surviving, it won’t make you rich any time soon, just gives you money to spend on things to replace the enjoyment of an easy full belly.
My weekly 2 person household necessities are something like $175 USD for home prepped meals, cleaning supplies, charging my car, and shower goods. If i cut back on stuff like conditioner and some vegetables or meats for processed stuff, i think i could save maybe $20 extra a week (until more price gouging/tarrifs/electricity increases due to data centers/whatever.)
The cheapest house on offer within 30 miles (48.2 km) of my job is $78,000 for 576 square feet (53.51215 square meters? Idk how europe measures floor area).
So if i struggle quite a bit, in 75 years, geriatric me and my geriatric wife can live in an extremely tiny house (assuming its still on offer and still costs 78,000, and if i invested that money the stock market didnt crash and and and and)
(Math: $78,000 / $20/week = 3,900 weeks. 3900/52 weeks in a year = 75 years. Im begging for a progressive world-policing power to invade us and force us to have free healthcare/tax the billionaires/slash the defense budget/tax those with multiple owned houses to subsidize housing)
In the long run, yeah, it does save a lot of money to prepare your own meals and coffee, even now. But the people who yap like toast and coffee are the sole reason things are unaffordable truly suck and are completely detached from reality.
Right, it’s also the cost of tattoos.
And nose rings!
The productivity loss of not using those, would cost you more in the long-run.
In 1960 the minimum wage was $1.00/hour and the price of the average US home was $11,000.00
That’s 11000 hours still…so, 40 years?
EDIT: Misscalculated a bit. 1+ year apparently.
I see you, @[email protected]. Keep trying. You can do it
There are ~2080 working hours in a year (52*40). So 5.5ish years
Check his username
I’m only just now getting over looking for shittymorph and you expect me to start checking usernames again‽
Hahaha oh man I miss novelty accounts like that one. One time i saw shittymorph give an actual reply and I was like omg and shared it with people, but apparently he goes back and deletes all his posts that don’t do the quote
I wish I was there to see shitymorph myself.
deleted by creator
How tf you don’t have a house if you didn’t get avocado toast?
Usually because the house deposit required goes up a lot faster then the amount you saved.
housing market used to go down. back in ye olden days housing prices largely went up and down as part of the business cycle.
but it’s not allowed to do that anymore. now we inflate everything and pretend the economy is growing because stocks are going up.
I bet the lazy fucker likes to go on vacation with his kids from time to time. Imagine complaining not to be able to afford a house while basking at the beach every summer.
my brother just took his family on week beach vacation, it cost them about $8,000. How much avocado toast is that?
if you dont’ take beach vacations for 5 years, that’s about 40K, which is enough for a down payment on a house.
Why not both? It’s too much to ask?
This has me torn. On the one hand 8k a year just to have a vacation sounds a lot. On the other hand, should we really be accepting concessions on our lives when we know the main reason we need to do monetary concessions is because the fruits of our labor get siphoned from us?
Maybe I’m just too poor to comprehend that 8k vacations should be the norm. Or maybe 8k is too much.
To be fair though, I’m living in a village and mostly cook for my family myself. I’ve been to Warsaw the other day and visited a small roardside store and a cafeteria.
For the price of a sandwich I could make an entire meal. For the price of what I bought in a cafeteria (a croissant, a jar of jam, small pack of cookies) I could feed my 2+1 family for a few days.
A small cup of coffee costs as much as a homemade dinner in itself either.
I’m not saying you shouldn’t eat out. I’m saying these parasites are milking us dry.
the economics of all that are different depending on where you live.
some cities eating out not very expensive compared to the time and cost of preparing food at home.
other cities, it’s wildly cheaper to eat at home than eat out.
also depends on the food in question, the quality, and the market. Where I live $5 is a cup of coffee at the nice cafe, but there is no way that’s buying you a proper meal for dinner at home either, that is closer to $10, but that same meal at a restaurant will run you $50+ And meal box services are VERY popular due to the fact their volume purchasing lowers the per meal cost to around the same as making your own food.
further, some people just don’t have the energy or time to grocery shop and cook every day, or don’t think the opportunity cost is worth it. lots of folks who can’t afford to eat out, economically speaking, still do because well they don’t prioritize saving or budgeting.
In 1960 the minimum wage was $1.00/hour and the price of the average US home was $11,000.00
What I find ironic mostly is the same folks who are bitter they will never own a home are also the same folks who fight housing development and are pro-rent control.
They basically choose policies that will fuck themselves over more in the future and make them owning a home ever more difficult than it already is.
But I mean, so did their parents.
And they are all eating avocado toast and also complaining about how expensive that is… but they are still going out and buying it.
We have housing development all over Utah. Not easy to afford those half million dollar starter homes. Also pro rent control is exactly the policy they need to prevent the mass purchase of homes by a single entity or person. If it’s not as profitable, then they won’t do it.
without those new homes, the existing starter homes would be 700K.
rent control restricts development, and gives preference to those who already live there over those who want to move, which locks people into their homes and further increases upward price pressures.
the problem is you see everything in terms of YOU YOU YOU. you can’t afford the new homes, so you think they are bad and make things worse. but those new homes are getting bought by people who would otherwise buy old homes and make those even more expensive than the new ones.
the issue that nobody is talking about is that the USA as a whole, is like 30 million housing units in the red, and it’s far worse in some areas than others. In cities where they have built enough to meet demand, prices have plateaued and sometimes started coming down. Because at the end of the day, it’s a local issue. it’s individual towns and cities that choose to permit new housing construction, they are the ultimate force in all of this and they have systematically suppressed new housing for 30+ years. The last time housing construction was on pace with housing demand was 1995. every year since then, housing construction has been less than demand, and thus housing prices have gone up 300% because there simple aren’t enough houses for people to buy, so the houses that are for sale, go to the rich people who can afford them.
anyway, yeah vote for rent control and screw everyone else, as long as you have yours right, surely you’ll be the one who gets the rent controlled unit and fuck everyone else who isn’t lucky enough to get one. that is the american way.
Bullshit.
yeah man, just keep saying bullshit. that will make houses become affordable for you.
or maybe go to your local zoning board meeting and vote for more housing development. nah, that that can’t work.
And absolutely zero that you said will make housing more affordable. From your point of view it sure the fuck sounds like you’re either a developer or an investor in housing. Or possibly a landlord since you’re screaming so much about rent controls ruining the possibility of more affordable housing.
Right, and you know this how? Because you ‘feel’ it? Do you also feel vaccine causes autism and they are a vast conspiracy being imposed on you?
I can tell you right now because there’s absolutely no rent controls in utah. That is not made housing any cheaper here in fact it’s gone up astronomically over just the last 5 to 6 years. And I can also tell you that building out additional housing is not helped the fact either. Because all their building is huge houses that really start at 450 to 650,000. I live in an area of town that traditionally was low income and not necessarily great. The area I live in is much nicer and I’ve lived there for quite a long time. But watching all of the new housing pop up and I literally had probably eight neighborhoods pop up of dozens and dozens of houses and the cheapest one out of those is $475,000. And I can tell you by looking at the housing market around me with all the existing homes and watching them sit because the housing market is so overpriced that even homes that literally 6 years ago for selling for 225 to 275,000 that are now selling for $480 to 650,000 or more. It’s not about the number of houses available it’s about the market in the glut. And you’re right I’m not in the position to purchase the house. I could if I wanted to. I make plenty of money but I really like where I live I don’t mind renting my landlord is awesome I’ve literally lived there for 12 years I get to do anything to the home that I want there’s not even a problem there and I pay less than what I pay trying to buy a house that’s smaller than where I live. I’ve looked at owning a home I’ve looked out purchasing a house I qualify I have the money available I have the income way above the median and Utah but I won’t pay for the shitty ass homes that they want so much fucking money for.
Homeoffice indeed saves so much money. I think even carbon emmissions are roughly reduced by 30% for workers with WFH. Imagine not relying on a car anymore. Over lifetime, buy/maintenance/fuel prices for a car roughly amount to the price of a house actually. Now you’d not want to buy a house at the end of your lifetime but it reaaaaally sums up.
A house to watch the climate change from!
depending on where the house is climate change would increase it’s value.
