cross-posted from: https://lemmy.world/post/15358017

Google Pay alternative?

Hey there, I’m looking for an alternative to Google pay that’ll allow me to use NFC payments etc. Thoughts?

  • RentlarEnglish
    20•7 months ago

    The open-source solution is affixing your credit card (or an “additional cardholder” card) to the back of your phone.

    Google Pay, Apple Pay, Samsung Pay are the ones I know of. My bank’s app used to be able to do mobile payments but they stopped unfortunately. Banks bristle at the fact there could be open source solutions to anything in the financial sector, it could take away from their upcharging and parasitism.

    • @[email protected]English
      10•7 months ago

      Security-wise that is significantly worse. Google Pay generates a random card number per transaction and isn’t active when the phone is locked.

      I keep my credit cards in an NFC blocking sleeves because the passive NFC can’t be turned off. Someone could literally bump into you and cause a transaction.

      • @RubberElectronsOPEnglish
        6•7 months ago

        Correct, but unfortunately I’ve found myself less likely to lose my phone than my separate wallet 🤦

        • @[email protected]English
          3•7 months ago

          Bummer. Maybe there will be more options when Android 15 launches, it is adding the option to choose the default wallet app.