• @IsThisAnAI
    link
    -35 months ago

    Home ownership is 65%.

    These headlines are wild.

    • @Viking_Hippie
      link
      205 months ago

      Home ownership is 65%.

      That’s 65% of homes are occupied by the owners, not 65% of the population owns their home.

      Those are wildly different things and people keep using the former in a likely attempt to portray the latter as much higher than it really is.

      In fact, that second statistic is impossible to find as every article or study from a mainstream or even semi mainstream source uses only the misleading one.

      Tl; dr:

      “How many homes are occupied by their owners” ≠ “How many people own their home”

      Addendum: That almost 35% of all homes are owned by someone who doesn’t live there shouldn’t be a point of pride…

    • @Fedizen
      link
      75 months ago

      Got a source on that? I’m seeing 26% home ownership rate in the US

        • @dogslayeggs
          link
          95 months ago

          That is the percentage of homes owned by the people living in them, not the percentage of Americans who own homes.

          Over a third (35%) of single family homes are owned by landlords, not by the people living in them. When a third of your single family homes are not owned by single families, then there is an issue.

          The 26% number another person used might be percentage of US adults who own a home, but I can’t find that number anywhere. The difference is most single family homes have 2 adults (or more) but is only “owned” by one of them. Or that is a statistic that uses multi-family housing where most of the families are renters.

          • @[email protected]
            link
            fedilink
            25 months ago

            Doesn’t technically the bank own it until you pay off your mortgage? I’d be curious how many have the titles to their house.

            • @dogslayeggs
              link
              25 months ago

              I had actually put that info in my post but deleted it. It’s around 34% that own their house outright without a loan.