Spoiler alert: there’s not very many of those places and they definitely can’t take in all the people who would need to move there in order to make this problem irrelevant.
There are huge portions of the middle of the country that qualify as “not in a flood zone” and “not in a wildfire risk area”. Even if there aren’t enough homes in these places now, when you house burns down or floods where it is, how about not rebuilding it in the same fire for flood prone place?
Usually insurance doesn’t pay for you to relocate across the US. It pays for very specific repairs to your house (that they try and get out of).
You’re not going to be able to slap your forehead and go “woopsie” when the flood comes. And you’re not going to be able to sell your house either because the fish people aren’t into real estate yet.
There are huge portions of the middle of the country that qualify as “not in a flood zone” and “not in a wildfire risk area”. Even if there aren’t enough homes in these places now, when you house burns down or floods where it is, how about not rebuilding it in the same fire for flood prone place?
My comrad in crisis, who is rebuilding at all?
Usually insurance doesn’t pay for you to relocate across the US. It pays for very specific repairs to your house (that they try and get out of).
You’re not going to be able to slap your forehead and go “woopsie” when the flood comes. And you’re not going to be able to sell your house either because the fish people aren’t into real estate yet.
Tornadoes?