Single mother Rebecca Wood, 45, was already dealing with high medical bills in 2020 when she noticed she was being charged a $2.49 “program fee” each time she loaded money onto her daughter’s school lunch account.

As more schools turn to cashless payment systems, more districts have contracted with processing companies that charge as much as $3.25 or 4% to 5% per transaction, according to a new report from the Consumer Financial Protection Bureau. The report found that though legally schools must offer a fee-free option to pay by cash or check, there’s rarely transparency around it.

“It wouldn’t have been a big deal if I had hundreds of dollars to dump into her account at the beginning of the year,” Wood said. “I didn’t. I was paying as I went, which meant I was paying a fee every time. The $2.50 transaction fee was the price of a lunch. So I’d pay for six lunches, but only get five.”

  • @Serinus
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    62 months ago

    The payment scams aren’t going towards food in any way. The tradeoff you’re suggesting doesn’t exist.

    • anon6789
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      2 months ago

      Oh, I didn’t mean to imply it went to the food in any way, it seems a straight processing fee because we can thing. That’s why I was surprised the list price of the lunch was only $3.

      My $0.85 in 1986 converts to $2.44 and $1.85 in 1998 converts to $3.57, so if the price of lunch is around $3, that makes it seem like it has been inflation proof, at least for out of pocket cost. I’m sure property tax and state tax has subsidized it, but cost to kids/parents sounds like it’s held flat.

      My cheapest equivalent meal from the work cafeteria is about $10 while only being modestly higher in quality than what i remember school lunch being like,

      • @[email protected]
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        2 months ago

        Do you think it’s possible that the price was forced to stay the same, and the difference is made up by using cheaper and lower quality food? You’re assuming the quality and size of these lunches has remained the same and I have seen no evidence that suggests that’s true.

        They’re limited by budget, and need to attempt to put together a menu for hundreds (if not thousands) of children with different, legitimate, nutritional needs. Every single day. It’s an impossible task given the paltry amount they have to work with. The only way they could possibly do it while keeping the funding the same is by cheaping out on the quality of the ingredients.

        • anon6789
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          22 months ago

          I’m not doubtful about that either. I’ve seen a few posts over the years of some pretty sad looking lunches, and I seem to recall something about trying to pass off pizza as a vegetable, so I’m sure there’s been shenanigans and corner cutting.

          At the same time, I hear friends talk about all the extra supplies kids need to bring these days, and my brother was complaining this week his kids needs dedicated gym shoes to leave at school, so they didn’t seem to be detected from passing along costs to parents anywhere else.

          • @[email protected]
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            2 months ago

            Right, but you do understand the difference between gym shoes, and life preserving sustenance needed by growing children in order to develop properly right?

            And you do understand that there are millions of parents who can not afford those gym shoes right? And their kids probably get ridiculed for it, if they’re even allowed to participate (there’s that social stigma again).

            So they may be passing the cost of some things on to parents, but that doesn’t mean that’s how we should be doing it. Because the real life result is that millions of children go hungry (and get ostracized for it), which in turn, hinders their ability to learn.

            My point is, the parents that cannot afford to pay for their child’s lunch (and often breakfast in these cases), sure as shit can’t afford “gym shoes,” so it’s not really relevant. It’s just one more thing we have no excuse for not paying for.

            And let me just point out that it’s the teachers who are the ones who have to pay out of their own pockets for supplies for their classrooms. That is just so fucking backwards, especially given how little we pay them.

            • anon6789
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              22 months ago

              I believe we are having a miscommunication. You seem to be a bit upset at me, but I feel I’m in agreement with your points.

              I feel public schooling should be a free, all inclusive experience for all kids. The schools should provide all the materials, and they should make sure kids are growing up healthy despite whatever their home situation should be. It is something I support my tax money going to even though I do not have kids and never will.

              I’m supportive of free school meals. I don’t think I’d much like someone who didn’t think kids are entitled to eat.

              My best friends are teachers, my ex is a teacher, and I’ve known a bunch of others through my adult life and know how screwed they get by school funding as well.

              My original question was just wondering out loud why school lunch price does not seem to have risen much with inflation. I didn’t know if they are getting less food, cheaper food, or what, and I thought some of you may have kids in school and could educate someone asking a question so they can form an accurate take on things. I don’t have my own kid to ask, that’s all.