I have mixed feelings about the provisions of the TCJA expiring in 2026. The lower tax brackets and QBI have made Roth contributions really attractive. However, I would really enjoy having lower taxable income with more Traditional contributions, which I would plan to do in 2026. Sometimes I feel like I’m planning too far ahead, since for all I know, the TCJA could become permanent.
I have mixed feelings about the provisions of the TCJA expiring in 2026. The lower tax brackets and QBI have made Roth contributions really attractive. However, I would really enjoy having lower taxable income with more Traditional contributions, which I would plan to do in 2026. Sometimes I feel like I’m planning too far ahead, since for all I know, the TCJA could become permanent.