I was not born into wealth, and put myself through college on scholarships. The only reason I’m “wealthy” is because I’ve lived very frugally (and still do), and chose not to have kids. I’m not denying that I’ve had some advantages, and certainly those born into the current economy have it tougher, but overall I’ve eaten a hell of a lot of lentils, don’t subscribe to any streaming services, am not much of a consumer, and enjoy the simple things in life. Obviously not an exhaustive list, but stuff like that. It’s not for everyone, but I’m deeply content and fulfilled.