• @Hawke
    link
    21 month ago

    Even though the you already have to use the PIN at an ATM.

    No idea why there’s such a big functional difference between “credit” and “debit” cards.

    • PhobosAnomaly
      link
      fedilink
      230 days ago

      I don’t think there is in terms of process, I think payment handlers just add a higher charge for processing credit card payments, which is why stingy retailers dislike them.

      I’m happy to be corrected though.

      • @Hawke
        link
        130 days ago

        The only time I’ve been prompted to enter a PIN is when using the same card as a debit card vs a credit card.