On average, AutoNews reports that 3.58 percent of 18 to 29-year-olds and 2.62 percent of 30- to 39-year-olds have been late on their auto loans by at least 90 days. For some context, just 2.13 percent of all borrowers are late. Keep in mind, these numbers are overall. In the first quarter of 2023, 4.55 percent of 18- to 29-year-olds were at least 90 days late. 3.66 percent of 30- to 39-year-olds were equally late. We haven’t seen numbers like these since The Great Recession.
That’s a whole lot of yapping for “I don’t want to live within my means”. Could have saved you a bunch of typing.
Decided to axe my snarkier comment to instead express that I hope you feel better and are more amenable to learning about mean/median/mode as well as the demographics of who buys new in the future.
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