I’ve posted this on lemmy once before, but assuming you’ve maxed your 401k or other retirement, my go to strategy has been to buy a few shares of VTI every paycheck. If there was anything left over, or I couldn’t afford VTI, I’d buy SPYG. I’ve been doing this for a very long time and it has paid off well for me. I’m not rich enough to stop working, but if I lost my job for a while, I’d be fine.
Then on a personal level, join a local sport. In my area there are a bunch, indoor soccer, flag football, volleyball, rock climbing, etc… This gets you cardio without having to force yourself to go to the gym.
I’ve posted this on lemmy once before, but assuming you’ve maxed your 401k or other retirement, my go to strategy has been to buy a few shares of VTI every paycheck. If there was anything left over, or I couldn’t afford VTI, I’d buy SPYG. I’ve been doing this for a very long time and it has paid off well for me. I’m not rich enough to stop working, but if I lost my job for a while, I’d be fine.
Then on a personal level, join a local sport. In my area there are a bunch, indoor soccer, flag football, volleyball, rock climbing, etc… This gets you cardio without having to force yourself to go to the gym.
Why SPYG over SPY
Typically it is cheaper.
But you don’t have to buy shares in discrete amounts
Yeah, but it also usually outperforms SPY.