• peopleproblems
    link
    71 day ago

    Wait hold on

    Wouldn’t that mean that lenders have a vested interest in keeping borrowers alive especially if they have extreme net debt?

    • @[email protected]
      link
      fedilink
      161 day ago

      They have a vested interest in their borrowers not dying. This manifests as not lending to people at increased risk rather than any kind of protective or preventive action.

    • @ladicius
      link
      101 day ago

      Keeping alive and quality of life are different things.