The credit system is a game to get you stuck constantly paying for things you’ll never afford. When I had no debt settled my student loans, and paid off my car, my CS was 630. Now I have 20 K of CC debt, a car loan, and a mortgage, and my score has never been higher.
It’s a bullshit system, and now that I have a house, I’m going to clean all that up and go back to never spending on credit again.
The credit system is a game to get you stuck constantly paying for things you’ll never afford. When I had no debt settled my student loans, and paid off my car, my CS was 630. Now I have 20 K of CC debt, a car loan, and a mortgage, and my score has never been higher.
It’s a bullshit system, and now that I have a house, I’m going to clean all that up and go back to never spending on credit again.