Imagine suddenly you no longer exist, poof, from one day to the next there is no more you.
What if you knew that this day would come in a month?
What if it wasn’t for another year?
Or in 5 years?
Would you spend your remaining time differently than you do now?
If so, why aren’t you already doing it?
My own life only? Not everything?
One year? And I am healthy for it? Maybe quit working, spend the retirement money traveling for awhile. Maybe.
Five years, and I am healthy for them? And only I know this? Increase my life insurance each year, keep working but take longer breaks, try to make sure that my husband can pay off the house and stuff with the life insurance.
Why am I not doing these things? Because they are short term plans that would be harmful over a longer lifetime. The first, obviously, but the second would be expensive and unsustainable as well. Like it or not, I have to plan for a long life, keep healthy, keep my job, and I am pretty happy already.