• @TheGrandNagus
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    3828 days ago

    More realistically, 3 months of expenses, not 6 of salary. Maybe go higher from there if you’ve paid off debts and stuff.

    It’s unfortunately very difficult to achieve for many, and impossible for some. But if you can, you absolutely should have an emergency fund.

    Some people can but don’t, either due to lack of financial education, lack of impulse control, or feeling they have to spend a lot to be happy.

    Shit happens in life, from a broken boiler or car to a job loss. If you can, please build an emergency fund.

    • @Skullgrid
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      2028 days ago

      More realistically, 3 months of expenses, not 6 of salary.

      it’s the same picture

      • @TheGrandNagus
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        628 days ago

        Like I said, it’s difficult for many and impossible for others.

    • @IhaveCrabs111
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      1228 days ago

      No the key is to have a minimum wage job. That way you only need $7k

      • @meliaesc
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        127 days ago

        Honestly though, you only need 6 months of necessities (housing, sustenance, and things needed to find another job or travel to supportive friends or family.)