It absolutely does directly affect renters, maybe they could have explained why, but it’s relatively obvious: Renters need to pay for owners mortgage interest, insurance and property taxes for owner to be in landlord business. His profits are the expected annual positive home appreciation.
This will affect renters too if you were implying otherwise. It’s just NYT doesn’t cater to those people so they’re barely mentioned.
It absolutely does directly affect renters, maybe they could have explained why, but it’s relatively obvious: Renters need to pay for owners mortgage interest, insurance and property taxes for owner to be in landlord business. His profits are the expected annual positive home appreciation.