- Put it in my savings account for my trip to Japan next September, or
- Pay off my 18TB HDD (900 bucks) and get rid of all the upcoming installments ($100/month), or
- Other
Either way, my monthly balance stays the same, I think. I’m really bad with money. 💀
Whatever debt you pay off, continue “making payments” in the same amounts (to your savings account).
You guys have savings?!?
We did, until recent emergency vet bills and some wisdom teeth being extracted next week.
I have a water bottle that I put all of my spare change. 🤷♂️
But seriously, most banks (that I’m aware of) let you open a savings account for as little as $5 (minimum balance) with no extra fees. If you never withdrawal from it and drop a few spare bucks here and there, you may find yourself with “savings” too.
That’s a great way of reframing it, cognitively! 🤣 Nice!!!