‘What's striking isn't just that young adults are delaying milestones - it's that many are questioning whether those life events are achievable at all’ one financial expert said
Meh, 38 here. Just had my first kid. It’s possible if you work hard. My wife and I are saving up money in the USA and planning to raise the kid somewhere in Europe. It just makes sense. If you don’t go to college and work the grind through your 20s and 30s expect to be left in the dust
There’s an amount of fortune on top of working hard. Depending on where someone lives, markets are different and the ceiling for pay may not exist to both have a child and save money. In those cases, the cost to move to a better location may be prohibitively expensive.
Hard work does go a long way and can be enough to overcome some of those roadblocks, but some people and demographics are at a distinct disadvantage for financial success. Further, if someone is raised in poverty and by the time they hit adulthood, they may not possess the skills or even know of the skills they need to break through the glass ceiling.
I’m 37 and my wife and I have successful careers and are better off than the vast majority of Americans. Part of that is my wife graduated and got a decent job right out of school. It took me longer, and part of my recent success is because one of my best friends got my foot in the door at my current company, which pushed my career forward quite a bit. We were also able to buy our first house about 15 years ago for around $80k. It wasn’t the biggest or best house, but it allowed us to stop paying twice as much in rent while also building equity. We rolled that into our next house making it more affordable. We then bought our recent house at the perfect time where we sold our last one for about 30k more than we bought it, bought our new house before the the value jumped 50%, and our interest rate is sub 4%.
We’ve worked for everything we got, but we definitely got lucky along the way as well.
I am an immigrant. Had learn English in city of Chicago schools. I quickly realized a lot of American kids had no interest in studying. My mother and father didn’t speak English, no education but were lucky to work in steady jobs. It was not easy, we were poor and my father drank from the stress. My point is I was able to get a scholarship based on my ACT scores, Go to college, move all over the country for different jobs. Sacrificing all of my twenties, and it was depressing. But now I have stability and I think American kids don’t understand how hard that is and they don’t even want to try. I don’t want to raise my kids in the USA because the kids here are just lazy and entitled and the whole culture is whack. And That’s just from my perspective moving here and growing up here. But my siblings all had kids when they were younger and their kids are in their teens/20s now and struggling. But they refuse to actually take any risk. They could actually study higher education in Europe for lower cost but they want to be with their parents at all times. Absolute cowards
Edit: ITT people downvoting an immigrant telling how it is because he doesn’t mention “luck”, I’m literally demonstrating how it’s possible to start from NOTHING NOT EVEN THE LANGUAGE in the USA and be a success. It’s not easy but it’s doable if you work hard and don’t expect handouts. That doesn’t fit the Lemmy narrative though 🤑
If you’re a masochist, you can read through my back and forth with this person and see just how right you are. Entitled isn’t quite a strong enough word to describe just how into themselves they are. Completely delusional.
Edit. Nvm, the coward deleted their dog shit, hateful and hypocritical posts. Maybe the shame set in.
That’s the thing, I AM LAZY. That made it all so much harder. But now I’m almost 40 and don’t have to do shit! (Semi-retired) It’s fucking nice bro. I am entitled, I earned a good amount of money and made some decent investments. Now I’m entitled to go to a country where the USD goes far. It’s pretty fucking sweet. I am also a loser. Not much friends because I moved around during my 20s so I lost a lot of connections. But I got a nice family and an awesome dog to go hiking with. NGL I’m thankful it all worked out for me.
Not everyone growing up in the US have both parents, and some have parents that are abusive or at the least, distant. Further you said they worked in steady jobs. That’s more and more a rarity in the US.
You were fortunate that you found a job right out of school that paid well enough to allow you to move around the US for better opportunities. That’s something than a large portion of the population can’t do.
You mentioned you grew up in the Chicago area. Idk if that’s where you went to college and got your first job, but Chicago has many more and better prospects than say bumfuck Kentucky.
But they refuse to actually take any risk
You took a risk and it paid off. What if it hadn’t? What if you got cancer in your mid twenties? What if the company you worked for went under leaving you jobless without prospects?
I’m glad that you made it and it sounds like you had some hard time and did hard work to make it. You still had support around you with your family that many people don’t have.
I’m not saying it’s all luck, but you were definitely fortunate that live didn’t throw any major curveballs that are things you can just work hard at and be successful. I graduated with a girl that died from her second bout of cancer at 26 years old. She was extremely smart, went to school on scholarship, graduated, started a family, and died. There’s no amount of hard work that would have prevented that.
Hard work goes a long way, but not getting fucked my life and external circumstances is also a part to being successful.
Many people that end up unhoused do so due to financial instability, such as a huge medical bill or loss of employment. Once a person doesn’t have a place to live, it can lead to mental illness. It’s been proven time and time again that the best solution to solving homelessness is giving people a place to live. That’s extremely difficult to assist in as an average person.
Without a house, it’s difficult to impossible for a person to get stable employment. Without that, they can’t pay rent or mortgage, and that’s assuming a bank or property manager would approve a person due to risk. The change has to come from the government.
Being poor is expensive. Unhoused people telling in parks and public spaces can often times be attributed to mental illness. It’s an extremely difficult situation to climb out of.
You keep making swing generalities about the US. You live in the place with the most unhoused people in the country. Your going to be exposed to that more.
You’ve mentioned that your well off and semi retired. What have to done to help solve the homelessness crisis? Have you taken anyone in and supported them? Why not? You’re throwing stones in a glass house, condemning the people that are exactly like you. Maybe reflect on yourself for a minute and have empathy for those that haven’t been as fortunate as you. It’s often times not their fault.
So now it’s my responsibility to solve the homelessness crisis? I’m supposed to take a homeless person inside my home with my young child living there, you think that is a safe thing to do? Is it not the government (democrats here in California) to solve this issue? My job is to Vote no? See this is the delusion of you American. You blame each other and not the government. Really delusional. I complain about children getting yelled at in parks and you have no empathy for the CHILD (which will cause them to have to get therapy for getting yelled at by an adult for no reason)
WHERE IS YOUR EMPATHY FOR CHILDREN TO FEEL FREE TO EXPLORE THEIR CITY AND NOT BE SURROUNDED BY MONSTERS? literally imagine if you were an 8 yr old and a homeless naked person would chase you down the street? And you expect me to take these people in? ARE YOU FUCKING DELUSIONAL HOLY SHIT
JFC dude. You just blasted people for not have empathy for unhoused people, then you blow up when I ask you what you’ve done to help.
I mentioned that unhoused people often suffer from mental illness due to being unhoused, hence the unhinged yelling. The you say this bullshit…
WHERE IS YOUR EMPATHY FOR CHILDREN TO FEEL FREE TO EXPLORE THEIR CITY AND NOT BE SURROUNDED BY MONSTERS?
You can’t even refer to them as people and devolve to calling them monsters. That is completely fucked. I assume you’re an American citizen. You are the EXACT person that you are taking shots at. You think that because you immigrated here that you’re somehow better than the rest of us, yet can’t show even a semblance of empathy for people suffering.
literally imagine if you were an 8 yr old and a homeless naked person would chase you down the street?
This doesn’t happen, and if it did, that would be illegal and police would do something about it. How about instead of demonizing those less fortunate than you, you start acting like a civilized adult?
I’ve argued with too many trolls on here, and in your case I think you’re being genuine in what you’re saying, and that is so much more fucked up.
Cool, you had a tough childhood, but it sounds like you didn’t learn anything through your experiences. The fact that you think of all unhoused people and “dangerous” and “monsters” says an insane amount about your character.
This will be my last response. You can’t respond if you want to dig yourself deeper, but my disgust for you is immeasurable and I’m done associating with this filth.
Meh, 38 here. Just had my first kid. It’s possible if you work hard. My wife and I are saving up money in the USA and planning to raise the kid somewhere in Europe. It just makes sense. If you don’t go to college and work the grind through your 20s and 30s expect to be left in the dust
There’s an amount of fortune on top of working hard. Depending on where someone lives, markets are different and the ceiling for pay may not exist to both have a child and save money. In those cases, the cost to move to a better location may be prohibitively expensive.
Hard work does go a long way and can be enough to overcome some of those roadblocks, but some people and demographics are at a distinct disadvantage for financial success. Further, if someone is raised in poverty and by the time they hit adulthood, they may not possess the skills or even know of the skills they need to break through the glass ceiling.
I’m 37 and my wife and I have successful careers and are better off than the vast majority of Americans. Part of that is my wife graduated and got a decent job right out of school. It took me longer, and part of my recent success is because one of my best friends got my foot in the door at my current company, which pushed my career forward quite a bit. We were also able to buy our first house about 15 years ago for around $80k. It wasn’t the biggest or best house, but it allowed us to stop paying twice as much in rent while also building equity. We rolled that into our next house making it more affordable. We then bought our recent house at the perfect time where we sold our last one for about 30k more than we bought it, bought our new house before the the value jumped 50%, and our interest rate is sub 4%.
We’ve worked for everything we got, but we definitely got lucky along the way as well.
I am an immigrant. Had learn English in city of Chicago schools. I quickly realized a lot of American kids had no interest in studying. My mother and father didn’t speak English, no education but were lucky to work in steady jobs. It was not easy, we were poor and my father drank from the stress. My point is I was able to get a scholarship based on my ACT scores, Go to college, move all over the country for different jobs. Sacrificing all of my twenties, and it was depressing. But now I have stability and I think American kids don’t understand how hard that is and they don’t even want to try. I don’t want to raise my kids in the USA because the kids here are just lazy and entitled and the whole culture is whack. And That’s just from my perspective moving here and growing up here. But my siblings all had kids when they were younger and their kids are in their teens/20s now and struggling. But they refuse to actually take any risk. They could actually study higher education in Europe for lower cost but they want to be with their parents at all times. Absolute cowards
Edit: ITT people downvoting an immigrant telling how it is because he doesn’t mention “luck”, I’m literally demonstrating how it’s possible to start from NOTHING NOT EVEN THE LANGUAGE in the USA and be a success. It’s not easy but it’s doable if you work hard and don’t expect handouts. That doesn’t fit the Lemmy narrative though 🤑
You sound pretty fucking lazy and entitled. Also like a really big fucking loser.
If you’re a masochist, you can read through my back and forth with this person and see just how right you are. Entitled isn’t quite a strong enough word to describe just how into themselves they are. Completely delusional.
Edit. Nvm, the coward deleted their dog shit, hateful and hypocritical posts. Maybe the shame set in.
That’s the thing, I AM LAZY. That made it all so much harder. But now I’m almost 40 and don’t have to do shit! (Semi-retired) It’s fucking nice bro. I am entitled, I earned a good amount of money and made some decent investments. Now I’m entitled to go to a country where the USD goes far. It’s pretty fucking sweet. I am also a loser. Not much friends because I moved around during my 20s so I lost a lot of connections. But I got a nice family and an awesome dog to go hiking with. NGL I’m thankful it all worked out for me.
Not everyone growing up in the US have both parents, and some have parents that are abusive or at the least, distant. Further you said they worked in steady jobs. That’s more and more a rarity in the US.
You were fortunate that you found a job right out of school that paid well enough to allow you to move around the US for better opportunities. That’s something than a large portion of the population can’t do.
You mentioned you grew up in the Chicago area. Idk if that’s where you went to college and got your first job, but Chicago has many more and better prospects than say bumfuck Kentucky.
You took a risk and it paid off. What if it hadn’t? What if you got cancer in your mid twenties? What if the company you worked for went under leaving you jobless without prospects?
I’m glad that you made it and it sounds like you had some hard time and did hard work to make it. You still had support around you with your family that many people don’t have.
I’m not saying it’s all luck, but you were definitely fortunate that live didn’t throw any major curveballs that are things you can just work hard at and be successful. I graduated with a girl that died from her second bout of cancer at 26 years old. She was extremely smart, went to school on scholarship, graduated, started a family, and died. There’s no amount of hard work that would have prevented that.
Hard work goes a long way, but not getting fucked my life and external circumstances is also a part to being successful.
deleted by creator
Many people that end up unhoused do so due to financial instability, such as a huge medical bill or loss of employment. Once a person doesn’t have a place to live, it can lead to mental illness. It’s been proven time and time again that the best solution to solving homelessness is giving people a place to live. That’s extremely difficult to assist in as an average person.
Without a house, it’s difficult to impossible for a person to get stable employment. Without that, they can’t pay rent or mortgage, and that’s assuming a bank or property manager would approve a person due to risk. The change has to come from the government.
Being poor is expensive. Unhoused people telling in parks and public spaces can often times be attributed to mental illness. It’s an extremely difficult situation to climb out of.
You keep making swing generalities about the US. You live in the place with the most unhoused people in the country. Your going to be exposed to that more.
You’ve mentioned that your well off and semi retired. What have to done to help solve the homelessness crisis? Have you taken anyone in and supported them? Why not? You’re throwing stones in a glass house, condemning the people that are exactly like you. Maybe reflect on yourself for a minute and have empathy for those that haven’t been as fortunate as you. It’s often times not their fault.
deleted by creator
There it is. The entirety of the point I made in my first response. Glad you finally came around.
deleted by creator
So now it’s my responsibility to solve the homelessness crisis? I’m supposed to take a homeless person inside my home with my young child living there, you think that is a safe thing to do? Is it not the government (democrats here in California) to solve this issue? My job is to Vote no? See this is the delusion of you American. You blame each other and not the government. Really delusional. I complain about children getting yelled at in parks and you have no empathy for the CHILD (which will cause them to have to get therapy for getting yelled at by an adult for no reason)
WHERE IS YOUR EMPATHY FOR CHILDREN TO FEEL FREE TO EXPLORE THEIR CITY AND NOT BE SURROUNDED BY MONSTERS? literally imagine if you were an 8 yr old and a homeless naked person would chase you down the street? And you expect me to take these people in? ARE YOU FUCKING DELUSIONAL HOLY SHIT
JFC dude. You just blasted people for not have empathy for unhoused people, then you blow up when I ask you what you’ve done to help.
I mentioned that unhoused people often suffer from mental illness due to being unhoused, hence the unhinged yelling. The you say this bullshit…
You can’t even refer to them as people and devolve to calling them monsters. That is completely fucked. I assume you’re an American citizen. You are the EXACT person that you are taking shots at. You think that because you immigrated here that you’re somehow better than the rest of us, yet can’t show even a semblance of empathy for people suffering.
This doesn’t happen, and if it did, that would be illegal and police would do something about it. How about instead of demonizing those less fortunate than you, you start acting like a civilized adult?
I’ve argued with too many trolls on here, and in your case I think you’re being genuine in what you’re saying, and that is so much more fucked up.
Cool, you had a tough childhood, but it sounds like you didn’t learn anything through your experiences. The fact that you think of all unhoused people and “dangerous” and “monsters” says an insane amount about your character.
This will be my last response. You can’t respond if you want to dig yourself deeper, but my disgust for you is immeasurable and I’m done associating with this filth.
deleted by creator