Nvidia CEO Jensen Huang’s affair must be the costliest fling in human history – and a preview of what awaits when the tech bubble bursts, says Guardian columnist Aditya Chakrabortty
The stocks go up and down from other things too and prices usually recover. People inside who knew when to buy/sell make money. I just have boring index funds, stay the course 95/5 stock/fixed income, or all stock funds like Mr. Money Mustache and others discuss. Do that while working for sure and don’t get the mixed funds like target date ones. If you insist on having bond funds while working then rebalance occasionally yourself to see the drag over time.
Maybe the next decade will be flat or a recession, maybe the prices are still too high and need more corrections, I don’t know, and don’t try to time the market. Vti has one year total return of 12%, even through the war dip and recovery and Ai dips, while Bnd is -0.12% total return. Ten year total returns are 300% vs 15%, but no guarantee of future returns so it’s always a risk. Something like Vbil can be decent for fixed income.
The stocks go up and down from other things too and prices usually recover. People inside who knew when to buy/sell make money. I just have boring index funds, stay the course 95/5 stock/fixed income, or all stock funds like Mr. Money Mustache and others discuss. Do that while working for sure and don’t get the mixed funds like target date ones. If you insist on having bond funds while working then rebalance occasionally yourself to see the drag over time.
Maybe the next decade will be flat or a recession, maybe the prices are still too high and need more corrections, I don’t know, and don’t try to time the market. Vti has one year total return of 12%, even through the war dip and recovery and Ai dips, while Bnd is -0.12% total return. Ten year total returns are 300% vs 15%, but no guarantee of future returns so it’s always a risk. Something like Vbil can be decent for fixed income.