I’m mostly thinking about insurance here. I’ve been told conflicting information. I live in Florida.

I live with someone who has a driver’s license and a car, but I don’t have either. I’ve avoided getting one because I have no interest in car ownership, and I feel like if I started driving regularly I’d probably die - I have driven before but I really don’t think it’s something I’d ever get good at.

It’s undeniable that having one would be convenient though - for rare occasions like emergencies at a minimum but also other scenarios.

I know almost nothing about how this stuff works. If I get a license, am I required to acquire and pay for insurance, even if I don’t own a car or regularly drive? Or will the person I live with have to pay more for their insurance? Are there any other costs or downsides associated with it that I might not be thinking of?

Thanks.

  • @Delphia
    6•1 year ago

    Get the person you live with to check with their insurer about their cover. Some policies are cheaper if you exclude drivers under a certian age/experience, some cover anyone. Better to ask the question first. It might even be free to put you on as a listed driver (especially if your female).

    At least in Australia in my experience unless you specifically add exclusions they cover anyone you let drive the car but have an eyewatering “unlisted driver” excess. Like several hundred extra dollars.