I’m in my 30s so I should be used to this by now, but this shit is getting so stressful guys. I have no savings, my checking account is drained every month with rent, and if there’s ever a serious emergency I have no safety net, I’m legitimately fucked. I’m one unplanned expense away from absolute ruin. Those in the same boat as me, how do you deal with this?
On an individual level it absolutely can be the answer. It’s not the answer to the systemic problem but it can still help OP.
Maybe I’m too optimistic but I think OP thought of that one.