I keep hearing on VPN ads that you have to use a VPN to not have your login information stolen. So far I have been using Cloudflare WARP to be safe enough. However, if I am using an HTTPS website, do I really need a VPN or WARP? Will an attacker on the same network as me be able to access passwords transmitted over HTTPS?
VPN is mainly good for bypassing region blocks (like Netflix) or as a tunnel through company firewalls. All other advertised use cases are either overstated or outright false.