• @SaakoPaahtaa
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    -1510 months ago

    I can’t remember the exact figure, it was around 10k I had saved up, so roughly a third of what I had made that year. This was during covids lockdown phase, so I didn’t really have anything to spend my money on other than a savings account. My monthly loan payment is between 700-800€, I was smart enough to get a fixed interest rate which was ridiculous at the time but a literal moneyprinter now.

    • @Taigagaai
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      1010 months ago

      You might be interested to know that in the European country where I live this is completely impossible. No bank here will give a loan to a single person with that income and only 10k euro saved.

      • Lightor
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        1010 months ago

        Yeah reading all the comments by this user a lot of things sound a bit sus.

    • @AnalogyAddict
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      5
      edit-2
      10 months ago

      I know this may be difficult for you to understand, but a whole lot of people lost their jobs during Covid, and had even less to spend. That is why it was relatively easy for those with money to buy housing.

      Saving isn’t an option when your entire wage is spent before you make it, just to exist. Or when you aren’t allowed to work because of external circumstances.

    • @kmkz_ninja
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      10 months ago

      So you boght during a housing crisis where people were losing their jobs and the economy was in shambles.

      The average rent in America is $1700. Congrats on finding a house where the mortgage is half of the average American’s rent.

      • @SaakoPaahtaa
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        010 months ago

        Yes, but I missed your point unfortunately. Price of houses soared during Covid, I thought it was common knowledge. If anything I bought it at the wrong time.

    • @[email protected]
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      fedilink
      210 months ago

      Yeah, that’s about what the figure I came up with was. Oh well I’ll keep throwing money away on rent I guess.

      • @SaakoPaahtaa
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        -7
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        10 months ago

        Alright mate, I hope for you to someday pass the obstacles in your way. Wishing all the best to you!

        • @[email protected]
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          fedilink
          210 months ago

          Congrats on your success though. Didn’t mean to sound bitter towards you if it came off that way.

          • @SaakoPaahtaa
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            -710 months ago

            You didn’t mate, it’s all good, and I don’t consider myself successful for saving money for a year. It appears to have been on a bit of an easy-mode.

            Feel like emotions are high here, and I’ve been looking into this credit rating system during this convo and I kinda start to understand the emotions coming off.