• @Sanctus
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    461 year ago

    In other countries the government has an app thats free and plays that role. Instead of a corporation trying to make money.

      • @Sanctus
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        291 year ago

        Its not a bank, the government covers the same service Meta, or Venmo does here with electronic payments from your phone. Its like free wire transfers for everyone. It helps people spend and move money.

        • @PeleSpirit
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          11 months ago

          deleted by creator

          • @Hapankaali
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            161 year ago

            In the Eurozone private banks simply have to facilitate wire transfers to other accounts free of charge and instantly. People do it through their bank’s app or website, usually. This is regulated through the SEPA.

            • @PeleSpirit
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              11 months ago

              deleted by creator

              • @Hapankaali
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                71 year ago

                As for taxes, I do it in a few minutes through the free government-provided online portal.

                Then again, you probably don’t have to sign so many Datenschutzerklärungen…

              • Fushuan [he/him]
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                11 year ago

                Yeah, anything without free regular transfers (2/3 days of delay at most) and at least 1 debit card won’t get customers.

                Then there’s Bizum here too (Spain), which a system used by all the banks to be able to send money to someone through their mobile phone, without knowing their bank account. We use it in outings where 1 pays for all and then we divide the receipts and just instant transfer whatever each one ate.

                Some businesses are starting to use Bizum too to avoid the cut Visa and other card carriers take.

                • @[email protected]
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                  11 year ago

                  Oh wait. The US has fees if you transfer immediately. Outside of 2-3 days is free. I thought you guys were saying the immediate transfers are free.

                  • Fushuan [he/him]
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                    21 year ago

                    Sorry for the late message but we don’t really use regular transfers for outings, we use the bizum system, which I think that is a Spain only thing, where the app of every bank has some sort of panel where you can send money to people on your contacts based on their phone number if they have it registered, and you send the money to their bank account without knowing their IBAN or anything.

          • @Sanctus
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            81 year ago

            India’s UPI. I am American, so I have only read about these systems online. I also could be wrong about the intended use case per country. China has one, too. Apparently the Bahamas also has one.