• @SpaceNoodle
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      1011 months ago

      Damn, how’d you get that sweet deal? Mortgage rates bottomed out at around 2.7% in Q3 2020.

      • @[email protected]
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        fedilink
        1111 months ago

        I put a ton down (the entire sale price of my last house, which I owned outright) on mine to get 2.2. Plus my credit is like 810 or something.

        Not bad for a dude who had his house foreclosed on in 2013.

        • @SpaceNoodle
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          211 months ago

          Not bad indeed. I was also completely in the hole in 2013 with 800+ credit … but didn’t have nearly that much to put down, leaving me with a massive 2.8%. Not bad for a HCOL area though.

      • @ooterness
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        English
        711 months ago

        Not all mortgages are 30-year fixed. Rates are typically lower on 15-year and 10-year terms.