Traditionally, retiring entails leaving the workforce permanently. However, experts found that the very definition of retirement is also changing between generations.
About 41% of Gen Z and 44% of millennials — those who are currently between 27 and 42 years old — are significantly more likely to want to do some form of paid work during retirement.
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This increasing preference for a lifelong income, could perhaps make the act of “retiring” obsolete.
Although younger workers don’t intend to stop working, there is still an effort to beef up their retirement savings.
It’s ok! Don’t ever retire! Just work until you die, preferably not at work, where we’d have to deal with the removal of your corpse.
It is orders of magnitudes easier to manage your own finances after a few days of reading than becoming a doctor lol. Bankers don’t really do all that much.
Ah, the typical “I did it so anyone can” that I hear from libertarians all the time.
I’m not a libertarian, but no matter what happens in the world or what social system you live in the industrial age you have to manage your own finances to some degree. It is really easy, bankers are literally criminals and by deferring to them as professionals you do a disservice to yourself and the world.
You need a pension and your need a personal account and you need to take care of it or else the only person who will suffer in this scenario is you.
Financial advisors also exist for a reason. And they aren’t bankers. Bankers don’t even give financial advice when it comes to investment to have money for retirement, so I’m not sure why you keep bringing up bankers.
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Don’t be your own worst enemy.
Getting good sound advice for free is a rare event, one that shouldn’t be passed up on.