cross-posted from: https://lemm.ee/post/13854229
A mum had to take action to prove not every road in Wales has a 20mph speed limit after an insurance firm voided her son’s insurance policy.
Welsh television presenter Jess Davies explained that her younger brother saw his car insurance voided as a result of the vehicle’s black box recording his speed and seemingly deciding he was constantly exceeding the speed limit. It meant their mother had to take some unusual steps to show the firm that not every road in Wales now had a 20mph speed limit.
The box is in your car whether or not you select Telemetry Insurance. Unless your car was built pre 2005ish. It varies by manufacturer.
The data gets used after an accident. You tell them you weren’t speeding, but they’ll know exactly how fast you were going and how you maneuvered.
That’s a different box. Insurance companies don’t have access to that black box unless the car has an accident. But they might give you another box to plug in if you want a discount.