• @[email protected]
    link
    fedilink
    61
    edit-2
    11 months ago

    For the self-conscious: Cashiers generally don’t give a fuck about your declined card and probably see declined cards many times a day. It’s not worth their time to judge you, is what I am saying. If anything, they are just as broke as you and are quietly sympathizing.

          • BOMBS
            link
            English
            711 months ago

            Sometimes I’ll be so distracted, that I will pay and then leave without my groceries. I’ve never made it past the parking lot without going back to get my recently purchased stuff…that I can remember

    • Zorque
      link
      fedilink
      1711 months ago

      Isn’t that the point of the meme? “Yeah, I’ve been there…”

    • @[email protected]
      link
      fedilink
      1211 months ago

      Also, I’ve had various cards decline 10-20 times over that last decade and not once was it due to not having funds on that account. The majority of the time it’s using Amex where not supported. Or entering the wrong pin. Or me not seeing the sign that said debit only. Or me forgetting I had cancelled that card already.

      • @samus12345
        link
        English
        411 months ago

        All my declines were due to insufficient funds. XD

      • AwkwardLookMonkeyPuppet
        link
        111 months ago

        Chip cards are the worst! 1000 questions and then I still need to use the pin anyways, and then it takes 60 seconds to process. I miss swiping and being done with it.

          • AwkwardLookMonkeyPuppet
            link
            211 months ago

            Are you talking about tap to pay? My credit union, and all of my credit cards don’t use that feature unfortunately. I’ve used Google Pay a few times, but I have privacy concerns with that service.

            • @[email protected]
              link
              fedilink
              211 months ago

              It’s so funny hearing Americans talk about a feature that has been standard in Canada for almost a decade.

              Like, we are usually the ones way behind with Uber and various other similar technology services. So not sure what happened on this one.

              • AwkwardLookMonkeyPuppet
                link
                111 months ago

                All of my wife’s cards have it, and I’d say probably 90% of the POS terminals support it, but somehow none of my cards have the chip. My credit union said they’re working on it, but they’re a tiny little place, so that’s understandable. What I don’t understand is why my Capitol One and Discover cards don’t have them. Maybe they offer it now and I just need to request a new card, but that sounds too much like work.

              • AwkwardLookMonkeyPuppet
                link
                111 months ago

                Coincidentally I trust them in the exact order you listed, from highest trust, to lowest trust.

        • @[email protected]
          link
          fedilink
          111 months ago

          I miss just getting an imprint of the embossed lettering with slide-guitar pen and a carbon load.

      • @gerbler
        link
        111 months ago

        Most systems will specify if it’s insufficient funds so they will at least know it was declined for some other reason. As for insufficient funds, I don’t judge (especially in this economy) but most often it’s because they have the money but just need to transfer it between accounts or whatever.

    • @cdf12345
      link
      1111 months ago

      Exactly, everything is broke. You, them, the chip in your card, the card reader, society. Just an average day.

    • @takeda
      link
      411 months ago

      This is that stupid mentality of being judged that makes people spend more than they can afford and get into debt, because “I cannot look poor”

    • @samus12345
      link
      English
      311 months ago

      As someone who’s been on both ends, yup.

    • @[email protected]
      link
      fedilink
      311 months ago

      My Amex platinum got denied at a ritzy area. She just said try inserting and it worked no fuss or anything.

      • @[email protected]
        link
        fedilink
        111 months ago

        I love the array of hacks that pros use on order to get that good scan. Cleaning, using a tissue sidecar, many-swipes, etc.