$5000 would let me pay off all of our credit card debt and a few medical bills. That would free up about $400 a month just from minimum payments and take off a massive stress load from worrying about all this interest. It would take me around 200 hours to save that up at my current rate.

Instead I feel trapped with what is a comparatively small amount of debt that I’ll be paying off for years if I don’t accrue any other debts.