Maryland House Democrats introduced a controversial gun safety bill requiring gun owners to forfeit their ability to wear or carry without firearm liability insurance.
Introduced by Del. Terri Hill, D-Howard County, the legislation would prohibit the “wear or carry” of a gun anywhere in the state unless the individual has obtained a liability insurance policy of at least $300,000.
"A person may not wear or carry a firearm unless the person has obtained and it covered by liability insurance issued by an insurer authorized to do business in the State under the Insurance Article to cover claims for property damage, bodily injury, or death arising from an accident resulting from the person’s use or storage of a firearm or up to $300,000 for damages arising from the same incident, in addition to interest and costs,” the proposed Maryland legislation reads.
I appreciate the concept, but is $300,000 enough to actually cover the cost of damages? Guns generally seem like the sort of thing where accidents either cause minimal or catastrophic damage with not much in between.
Don’t let perfect be the enemy of the good.
Once the law is on the books, it can be used.
Once there’s an underinsured tragedy, there will be sufficient will to amend the coverage minimum.
This is a law. Almost certainly, it’ll become much worse as insurance companies and other lobbyists suggest loopholes and more benefits for them
You need to start with something solid, or we’ve just created yet another insurance industry with some very… interesting profit incentives
I’d be much more on board if the state ran a single option at cost, but this just seems like a mess waiting to happen